Mortgages

Arranging a mortgage can be a complicated process, for example, do you choose a fixed or a tracker rate?

We can help you every step of the way. As whole of market mortgage advisers, we have access to the whole mortgage market comprising over 100 lenders offering thousands of home mortgage loans.

We are not limited in the range of mortgages we will consider for you. We offer both first and second charge mortgages.

For those seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. For example, a further advance from your existing lender or an unsecured loan (e.g. a personal loan).

First Time Buyers - Your guide to getting on the ladder

Homemovers - Your guide to moving home

Re-mortgages - Your guide to re-mortgaging

Buy to Let - Your guide to letting property

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Contact us today for a free, no obligation, initial meeting.

Click here if you have a financial services question on your mind and we will try to provide an answer as soon as we can.

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A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Please note that this guide is for those buying a home in England, Wales or Northern Ireland.
Different rules apply for those buying in Scotland.
The Financial Conduct Authority does not regulate Conveyancing / Legal Services.

Kate Beale

For more information on mortgages contact Kate Beale on:

Tel: 01206 871120
Email: kate@bgafs.co.uk

We will use your name, email address and contact number ('personal information') to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy or contact info@bgafs.co.uk or 01206 871120 to obtain a copy.

Malcolm Barclay

For more information on mortgages contact Malcolm Barclay on:

Tel: 01206 871120
Email: malcolm.ifa@bgafs.co.uk

We will use your name, email address and contact number ('personal information') to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy or contact info@bgafs.co.uk or 01206 871120 to obtain a copy.

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